FinAssure Micro-SaaS Platform
We built an AI-powered compliance platform that generates £3,000/month passive income by automating FCA vulnerability assessments for lenders
What We Built
A micro-SaaS that automatically assesses lending vulnerability and suitability for FCA compliance. Customers complete private digital assessments, our AI analyses responses against FCA requirements, and lenders get instant compliance reports via API. Four weeks from idea to launch. £3,000 monthly revenue by month two. Completely passive income.
The Problem
Our Solution
AI Compliance Engine
Built intelligence trained on FCA guidelines.
- Adaptive questionnaires that adjust to responses
- Automatic vulnerability indicator detection
- Risk scoring based on regulatory patterns
Privacy-First Design
Digital assessments customers actually want to use.
- Complete assessments on their own device
- End-to-end encryption throughout
- No unnecessary data storage
Universal API
Integrates with any lending platform.
- Works with Shopify, WooCommerce, custom builds
- Real-time assessment results via webhook
- Full developer documentation and sandbox
The Impact
Business Success
- →4 weeks to launch - Fastest MVP we've ever built
- →£3k/month revenue - Profitable from month one
- →Zero maintenance - Runs completely on autopilot
- →Subscription model - Predictable recurring revenue
Market Validation
- →Instant adoption - Lenders switching from manual processes
- →98% accuracy - AI outperforms human assessors
- →5-minute assessments - Down from hour-long interviews
- →Perfect audit trails - FCA compliance guaranteed
Why This Matters
FinAssure proves that the right niche can be more profitable than enterprise projects. We identified a specific compliance gap, built a focused solution, and created passive income that pays more than most people's salaries. This isn't just software development - it's entrepreneurial engineering. The platform runs itself, scales infinitely, and solves a real problem lenders will pay to fix.
Most developers chase big projects with small margins. We built a tiny product with massive returns. Four weeks of development now generates £36,000 annually in passive income. That's a 10x return in year one. When you solve specific, painful problems for businesses that must comply with regulations, you don't need to convince anyone to pay - they're desperate for the solution.
Valora didn't just build our product - they built our business. FinAssure was profitable before we'd finished celebrating the launch. The AI catches things we never would have spotted, customers love the privacy, and the passive income has changed our life. Best £10k we ever invested. – FinTech Entrepreneur, Founder